Useful Information

Star Health

TPA Information

Diabetes Safe Individual

Synopsis:

Diabetes safe is health insurance plan that covers not just complications of Diabetes but regular hospitalization as well

Highlight:

  • Any Complication of diabetes is covered from Day 1
  • Also provide regular hospitalization cover for all other ailments/injuries
  • Automatic restoration of basic Sum Insured by 100%
  • All Care procedures are covered
  • Donor expenses for kidney transplant surgery is covered
  • Post renal transplant complications of the insured person covered
  • Second transplant following failure of the first transplant covered
  • No third party Administrator, direct in-house claims settlement
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Actual
ICU Daily Rent Limit
Actual
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 Days Up to 7% of hospitalization expenses, Max 5000
Minimum Hospitalization Period
24 Hours
Day Care Procedure Coverage
All procedure covered
Pre-Existing Disease / Illness coverage
After 48 months, 24 months for specific diseases
Waiting Period for New Policy
30 days
Co-Payment
20% for person whose age at entry is above 60 years
Medical Screening
Pre acceptance medical screening is applicable for Plan A
Ambulance Expenses
200 per policy year
Non-Allopathic Treatments
Not covered
Donor Expenses
Covered for kidney transplant
Nursing Allowance
Covered