Useful Information


TPA Information

Swasth Parivar


Chola Swasth Parivar Insurance is a comprehensive insurance which provides insurance cover hospitalization expenses for families on a floating sum insured basis and Personal Accident cover for your family members on individual Sum Insured basis.


  • Get Dual protection, hospitalization cover on floater basis and personal accident coverage on individual basis (under Plan Royale)
  • No medical checkup upto 55 years.
  • Two plans-Pearl & Royale with flexible sum insured options.
  • Life long policy renewal is available.
  • Tax exemption under Section 80(D) for up to Rs.25,000.
  • Pre-existing illnesses covered after 48 months of the Policy.
  • Chola MS HELP 24X7 team to serve in all Claim related issues, no TPA Involvement.
  • Network of 5000 Hospitals for the option of cashless hospitalisation.


Room Rent Limit
1% of SI
ICU Daily Rent Limit
1.5% of SI
Pre-Hospitalization Expenses
30 Days
Post Hospitalization Expenses
60 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
141 procedures covered.
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 Days
10% to 15%
Medical Screening
After 55 Yrs of age
Ambulance Expenses