Medi Classic is a health insurance plan that provides for reimbursement of hospitalization expenses incurred as a result of illness/diseases/sickness and/or accidental injuries, so that you can keep your dreams alive
Highlight:
Discount of 5% in case the term is 2 years
The sum insured is automatically restored by 200% when basic insured is fully exhausted
More than 100 Day care treatments are covered
No Medical tests are required up to 50 years of age
Non-allopathic treatment is also covered
Hospital Cash benefit available, if opted
Covers the HIV positive persons (except for treatment of HIV/AIDS) with minimum CD 4 Count
No third party Administrator, direct in-house claims settlement
Network of more than 6000 Hospitals accorss India
Free medical consultation available over phone 24X7 Toll free helpline
Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title
Description
Room Rent Limit
Up to 2% of sum insured, max 5000
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
101 procedures covered
Automatic Restoration of Sum Insured
Up to 200% of basic sum insured
Pre-Existing Disease / Illness coverage
After48 months
Waiting Period for New Policy
30 days
Co-Payment
Up to 10% for age above 60 years
Medical Screening
Above age 50 years
Free Health Checkup
After 4 claim free years, Max 5000 for sum insured above 200000
Ambulance Expenses
Up to 750 per hospitalization, Max 1500 per policy year
