Unique health insurance plan stand true to its name as it offers the unique feature of covering medical expenses for certain pre-existing diseases within 11 Months

Highlight:

Pre-existing diseases (other than those specified) are covered after 11 Months
Covers the HIV positive persons (except for treatment of HIV/AIDS) with minimum CD 4 Count
No Medical Tests required
Non-allopathic treatments are also covered
No third party Administrator, direct in-house claims settlement
Network of more than 6000 Hospitals accorss India
Free medical consultation available over phone 24X7 Toll free helpline
Tax rebate available as per provision of Income Tax Rules under section

Benefit:

Title

Description

Room Rent Limit

Up to 1% of sum insured, max 3000

Pre-Hospitalization Expenses

30 days

Post Hospitalization Expenses

Up to 7% of hospitalization expenses, Max 5000

Minimum Hospitalization Period

24 Hrs

Day Care Procedure Coverage

Specified procedure covered

Pre-Existing Disease / Illness coverage

After11 months

Waiting Period for New Policy

30 days

Co-Payment

Up to 30% of claim amount

Ambulance Expenses

Up to 750 per hospitalization, Max 1500 per policy period

Non-Allopathic Treatments

Up to 25% sum insured, Max 25000

Nursing Allowance

Up to 1% of sum insured, Max 3000